Your mindset towards something directly affects how you handle it or react to it. And since we all need money in our life, having a healthy mindset towards money is important to guarantee we are properly equipped to handle money. In this contribution, by Maria Bianchi, learn how to build that rock-solid money mindset in 10 easy steps.
If you find yourself freaking out about even the smallest expense, and going above and beyond to save pennies, then it’s possible you have a scarcity mindset.
Someone with a scarcity mindset is a person that sees everything through the “lack” lense. Around them, everything is scarce and only a few people can access abundance. For them, having “enough” or “more than enough” is simply not possible.
Continue ReadingIf you have debts and are struggling to make your monthly payments, or just wish you could pay off that debt faster to get rid of the financial pressure, read in this post 6 tips that can help you do it.
There are a lot of people facing debts, for several reasons, and many of them sometimes struggle to make payments every month. If you are one of those people, or if you know someone who may be struggling with debt, in this post, you will find a few tips that can help you make those monthly payments easier and, hopefully, get out of that debt a bit faster.
Continue ReadingWhether you’ve spent too much during the summer and need to restore your financial balance, or you still haven’t saved enough for the holiday season that’s only few months away, in this guest post, by Kim James, you will learn 9 smart ways to help you save more money this fall.
When leaves are falling and turning a beautiful array of colors between yellow, orange, and red, and no more sunbathing or having ice cream in 95-degree weather, hoping to cool off, you know it’s that time of year again. Fall is upon us.
This is usually the favorite season for most people because of the perfect weather and fashion-forward clothing. But it is also the season when you can save the most.
You have probably spent a little too much money over the past few months with the whole family being home most of the time because of quarantine, leading to an uptake in household bills.
Not to mention all the online shopping you have probably indulged into because of being stuck at home. Don’t feel bad about it though, this has been the case for people all over the world. Online shopping reached the highest it has ever been in 2020, surpassing even holiday season peaks.
Or maybe this pandemic had a more unfortunate impact where you had to be off from work for a while due to the temporary closing of some businesses, and that affected your budget. (If you are still financially affected by this and looking for ways to make money, read Passive Income: 5 Online Businesses That Work.)
Whatever it is that may have affected your financial situation this year, fall is the time of year where the saving possibilities are endless. So, step into the season informed on some of the best fall money-saving tips that will get you by and into the next season.
Continue ReadingIf you want to earn extra cash whether just to pay for something like your Netflix subscription or maybe save and accumulate to make a decent amount over time, then this post will direct you to 8 different websites where you can make money online in your free time by doing the simplest of tasks.
In my quest to achieve financial freedom while having no day job at the same time, I tend to always be searching for different ways to make money. One of those ways is to make money online doing some short tasks like taking a survey or testing an app, or months-long projects like auditing social media feeds or search results quality.
Continue ReadingIf you want to save money to start an investment but you never seem to have enough money at the end of the month; or if you have a debt and are struggling to make the payments in time or just wish to get out of that debt fast then this challenge is for you. A guest post by Alex from The Mini Smallholder.
The No Spend Challenge came to us when we desperately needed a solution to debt and bad health. You can try to get back on top of finances, but if you struggle to regain control, this will really suit you.
We had been spending our money mindlessly and never having any extra money, no matter our wages. The No Spend Challenge is a short sharp shock for your bank balance.
Continue ReadingThis post is my first update on my journey so far. If you have been following the journey, or just intrigued to know what I have been up to those past 5 months, then I invite you to read on.
First of all, this is not exactly a “quarter-year,” but I only thought of this post about two weeks ago or so, and I was either going to do it now and be a little behind on the “quarter” part, or wait for it to be like half a year update or something. But I eventually decided to just do it now.
I felt like I should have a post where I document what has been going well for me so far on this journey and what needs improvement. So that I can have an overview of where I am exactly.
Continue ReadingSaving money is a crucial step if someone wants to have a shot at financial freedom, because in order to be able to invest your money, first you need to have saved some.
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