money – The Ray Journey

6 Steps To Start A Successful Freelancing Career (Plus How To Work Less And Earn More As A Freelancer)

If you’ve ever considered starting a freelancing career as a side hustle to increase your income or to make freelancing your full time job, in this co-written post, by Ashutosh Garg and myself, you will learn the practical and effective steps needed to launch a successful freelancing career.
Plus some tips on how to increase your income as a freelancer without working extra hours for it.

Freelancing means being your own boss, working on your own terms, and performing multiple roles at the same time. This can be an excellent way to earn more money and increase your monthly income.

As cool as it sounds though, making money freelancing is not exactly that easy. However, if you take the right approach and focus on working smarter not just harder, it will lift off the burden of not being able to earn enough for your bread and butter, in the initial phase, and before you know it, freelancing can even become your main source of income.

Read below to learn the exact steps you can follow to start freelancing today and how you can earn more money as a freelancer without working for it.

The Simplest Guide To Cryptocurrency For Beginners (Plus All You Need To Know About Pi Network)

If you don’t know what a cryptocurrency is or how mining works; if you want to learn more about Bitcoin, what Pi Network is, and the kind of profits and risks that come with investing in cryptocurrencies, then this is the article to read.

Disclaimer: I’m an engineer, not a financial advisor or a trading expert, nor am I holding myself out to be. Thank you.

I am going to be bluntly honest here and say that this was not an easy topic to research and study. Maybe because it has been a while since I did some comprehensive reading on a topic I’m not familiar with (given this is my first article this year), or perhaps because it is indeed a bit of a complex topic.

Either way, I hope that in this article I would have managed to make it simpler and easier to understand for those who have absolutely no idea what a cryptocurrency is and how it works.

Your Guide To A Healthy Money Mindset: 10 Foolproof Ways To Build A Rock-Solid Mindset

Your mindset towards something directly affects how you handle it or react to it. And since we all need money in our life, having a healthy mindset towards money is important to guarantee we are properly equipped to handle money. In this contribution, by Maria Bianchi, learn how to build that rock-solid money mindset in 10 easy steps.

If you find yourself freaking out about even the smallest expense, and going above and beyond to save pennies, then it’s possible you have a scarcity mindset.

Someone with a scarcity mindset is a person that sees everything through the “lack” lense. Around them, everything is scarce and only a few people can access abundance. For them, having “enough” or “more than enough” is simply not possible.

Investing In Gold: To Buy Or Not To Buy?

If you are not sure whether you should be investing in gold or not, or whether investing in gold is a worthwhile investment, you will find your answer in this post.

I have always had this idea that gold was the ultimate investing option. For some reason, me and people around me have this idea that if you have money, it is wiser to not keep it as cash but convert it to gold instead.

And, at the moment, as I was looking for more money investing ways, I thought, “Gold!”

But, since I am approaching this in a serious manner and dedicating my time to finding the best investing methods, I decided not to just follow my inherited idea of how brilliant an investment this would make and actually do some research, listen to what some of the experts say, read statistics, and find actual evidence on whether or not it would be as good of an investment as I, and most people I know, think it is.

TRJ Update: The End Of My One-Year Journey

This is my final post of the year, and maybe the last one for a little while; reflecting on the past 12 months and everything I learned through this one-year journey towards becoming my own boss!

This is a little bit overdue. I was planning to publish this post on the first Saturday of the month, but suddenly I had so many things to do at once, and then it was my birthday weekend, followed by a long-awaited vacation to my favourite place in the country.

And while I had initially planned to work on the blog and finish other work-related tasks while on vacation, once I got there, I decided against it.

6 Tricks To Help You Pay Off Your Debt Faster

If you have debts and are struggling to make your monthly payments, or just wish you could pay off that debt faster to get rid of the financial pressure, read in this post 6 tips that can help you do it.

There are a lot of people facing debts, for several reasons, and many of them sometimes struggle to make payments every month. If you are one of those people, or if you know someone who may be struggling with debt, in this post, you will find a few tips that can help you make those monthly payments easier and, hopefully, get out of that debt a bit faster.

Saving Tips: 9 Smart Ways To Save More Money This Fall

Whether you’ve spent too much during the summer and need to restore your financial balance, or you still haven’t saved enough for the holiday season that’s only few months away, in this guest post, by Kim James, you will learn 9 smart ways to help you save more money this fall.

When leaves are falling and turning a beautiful array of colors between yellow, orange, and red, and no more sunbathing or having ice cream in 95-degree weather, hoping to cool off, you know it’s that time of year again. Fall is upon us.

This is usually the favorite season for most people because of the perfect weather and fashion-forward clothing. But it is also the season when you can save the most.

You have probably spent a little too much money over the past few months with the whole family being home most of the time because of quarantine, leading to an uptake in household bills.

Not to mention all the online shopping you have probably indulged into because of being stuck at home. Don’t feel bad about it though, this has been the case for people all over the world. Online shopping reached the highest it has ever been in 2020, surpassing even holiday season peaks.

Or maybe this pandemic had a more unfortunate impact where you had to be off from work for a while due to the temporary closing of some businesses, and that affected your budget. (If you are still financially affected by this and looking for ways to make money, read Passive Income: 5 Online Businesses That Work.)

Whatever it is that may have affected your financial situation this year, fall is the time of year where the saving possibilities are endless. So, step into the season informed on some of the best fall money-saving tips that will get you by and into the next season.

Passive Income In Egypt: How To Invest In Egypt With Little To No Money

How can you create multiple streams of passive income sources in Egypt? How much money do you need to start an investment in Egypt? Learn 5 ways through which you can invest in Egypt with little to no money at all.

In this article, I discuss five different ways through which you can invest in Egypt. And there are two reasons as to why I decided to put this together. First is that, last year, and before starting this blog, when I tried searching for ways to invest in Egypt to be able to start this journey, I couldn’t really find anything helpful that could put me on the right track.